PLEASE REVIEW THE FOLLOWING BASIC TERMS THAT GOVERN YOUR USE OF, AND PURCHASE OF, PRODUCTS FROM OUR SITE. PLEASE NOTE THAT YOUR USE OF OUR SITE CONSTITUTES YOUR AGREEMENT TO FOLLOW AND BE BOUND BY THOSE TERMS.
Business Tracker is committed to protect your privacy and this privacy statement describes in greater detail the privacy practices.
General
Review these Terms of Service ("Agreement") thoroughly. This Agreement is a legal agreement between the User and Business Tracker. By accepting electronically (for example, clicking “I Agree”), installing, accessing or using the Services, User agrees to these terms. If the User does not agree to this Agreement, then he/she may not use the Services. This License Agreement shall be governed by and construed in accordance with the laws of the INDIA.
Modification of terms & conditions
These terms may be updated from time to time in the future. The User should agree to review our Terms and Conditions regularly by visiting this page. Continued access to or use of the service will mean that the User agrees to the change.
When this Privacy Statement Applies
Its liability to the User is limited to those who have downloaded the “Business Tracker” mobile application by clicking on the “I Agree/Login” button for Terms and Conditions.
Description of Services
Description of Services We provide an various feature rich services including Invoice generation, Purchase Order, Delivery Challan, Inventory management, All daily transaction tracker, Reporting tool, Estimation/Quotation, Supplier, Customer auto repository maker and so on to serve as a complete business management software ("Service" or "Services"). The User may use the Services for his/her personal and business use or for internal business purpose in the organization that he/she represent. The User may download the application from the Official website/ Google Play Store using the Internet. Once downloaded, the User no longer needs an internet connection for its usage. A User can create and add content to his/her account staying offline. But, the User is responsible for obtaining access to the Internet and the device necessary to use the Services. (Please Note: Business Tracker App is mobile based digital platform to mark all business transactions for easy accounting features to track all Sales, Purchase, Expense related transactions to make Businesses compliant to taxation and other laws as much as possible. But, it is solely the User’s responsibility to see that he/she remains compliant with GST and other laws levied by Government. Business Tracker is not in any case responsible for the violation of the compliance caused by software)
Business Data and Privacy
The User alone is responsible for maintaining the confidentiality of his/her username, password and other sensitive information. He/She is responsible for all activities that occur in his/her user account and he/she agrees to inform us immediately of any unauthorized use of their user account by email to contact@businesstracker.in or by calling us on any of the numbers listed on https://businesstracker.in/Contact. We are not responsible for any loss or damage to his/her or to any third party incurred as a result of any unauthorized access and/or use of his/her user account, or otherwise. We are neither responsible for any kind of data loss as performing necessary backups on data is solely the User’s responsibility. Business Tracker App is not responsible for any kind of data discrepancy, or any type of loss occurred due to data discrepancy/software issue.
Data Ownership
The User owns the content created or stored by his/her as we respect his/her right to ownership of content created or stored by them. The Users use of the Services does grant Business Tracker the license to use, reproduce, adapt, modify, publish or distribute the content created by them or stored in the user’s account for Business Tracker internal purpose. Business Tracker tries keeping Users data safe but holds zero responsibility in case of data leaks. User would be 100% responsible for his/her own data ownership.
Permissions
- Camera To take the picture of the Items, bills etc to be attached Product list or with transactions.
- Contacts To autofill details during party creation and to enable creation of transactions on your app based on your party's usage of Business Tracker. We will also enable you to import contacts from your mobile on to your desktop application using these permissions.
- Storage To store reports, PDF, Excels generated by users and access user selected images to attach with bills or as Items image to load as part of Inventory in Product section.
- Location To customize the app according to your region
- SMS To assess user profile for loan application. Also, for logging in process to catch auto pin received through SMS.
Collection of financial SMS information
We don’t collect, read or store your personal SMS from your inbox. We collect and monitor only financial SMS sent by 6-digit alphanumeric senders from your inbox which helps us in identifying the various bank accounts that you may be holding, cash flow patterns, description and amount of the transactions undertaken by you as a user to help us perform a credit risk assessment which enables us to determine your risk profile and to provide you with the appropriate credit analysis. This process will enable you to take financial facilities from the regulated financial entities available on the Platform. This Financial SMS data also includes your historical data.
Collection of device location and device information
We collect and monitor the information about the location of your device to provide serviceability of your loan application, to reduce the risk associated with your loan application and to provide pre-approved customized loan offers. This also helps us to verify the address, make a better credit risk decision and expedite the know your customer (KYC) process. Information the App collects, and its usage depends on how you manage your privacy controls on your device. When you install the App, we store the information we collect with unique identifiers tied to the device you are using. We collect information from the device when you download and install the App and explicitly seek permissions from You to get the required information from the device. The information we collect from your device includes the hardware model, build model, RAM, storage; unique device identifiers like IMEI, serial number, SSAID; SIM information that includes network operator, roaming state, MNC and MCC codes, WIFI information that includes MAC address and mobile network information to uniquely identify the devices and ensure that no unauthorized device acts on your behalf to prevent frauds. Location may useful to deliver customize location based service for better user service experience.
Collection of installed applications
We collect a list of the installed applications’ metadata information which includes the application name, package name, installed time, updated time, version name and version code of each installed application on your device to assess your creditworthiness and enrich your profile with pre-approved customized loan offers.
Storage
We require storage permission so that your KYC and other relevant documents can be securely downloaded and saved on your phone. You can then easily upload the correct KYC related documents for faster loan application details filling and disbursal process. This ensures that you are provided with a seamless experience while using the application. Storage permission require for reports in Excel, PDFs, Data backup files to view and share.
Camera
Camera permission is require to provide to upload the Product/Item image or bill or any other document image etc. We require the camera information permission to provide you with an easy/smooth experience and to enable you to click photos of your KYC documents along with other requisite documents and upload the same on the App during your loan application journey.
Collection of other non-personal information
We automatically track certain information about you based upon your behaviour on our Platform. We use this information to do internal research on our users’ demographics, interests, and behaviour to better understand, protect and serve our users and improve our services. This information is compiled and analysed on an aggregated basis. We also collect your Internet Protocol (IP) address and the URL used by you to connect your computer to the internet, etc. This information may include the URL that you just came from (whether this URL is on our Website or not), which URL you next go to (whether this URL is on our Website or not), your computer browser information, and your IP address. Cookies are small data files that a Website stores on Your computer. We will use cookies on our Website similar to other lending websites/apps and online marketplace websites/apps. Use of this information helps Us identify You in order to make our Website more user friendly. Most browsers will permit You to decline cookies but if You choose to do this it might affect service on some parts of Our Website. If you choose to make a purchase through the Platform, we collect information about your buying behaviour. We retain this information as necessary to resolve disputes, provide customer support and troubleshoot problems as permitted by law. If you send us personal correspondence, such as emails or letters, or if other users or third parties send us correspondence about your activities or postings on the Website, we collect such information into a file specific to you.
Link to third -party SDK
The Business Tracker App Platform has a link to a registered third party SDK that collects data on our behalf and data is stored on a secured server to perform a credit risk assessment. We ensure that our third-party service provider takes extensive security measures in order to protect your personal information against loss, misuse or alteration of the data. Our third-party service provider employs separation of environments and segregation of duties and has strict role-based access control on a documented, authorized, need to-use basis. The stored data is protected and stored by application-level encryption. They enforce key management services to limit access to data. Furthermore, our registered third party service provider provides hosting security – they use industry-leading anti-virus, anti-malware, intrusion prevention systems, intrusion detection systems, file integrity monitoring, and application control solutions
Approval of Alerts, Messages and Promotional campaign
In addition to the General Conditions of Business Tracker App service a User agrees to be bound by the following terms and conditions:
- The User agrees to receive promotional, transactional and commercial communications from Business Tracker App through calls, email, SMS or push notifications.
- Under certain conditions, promotional messages are transmitted to the users and that Business Tracker shall not bear any further obligation in respect of such promotional messages.
Cancellation/Refund Policy
- If the Refund request is reported to us through email/website within 30 days of purchase and we will give you 100% money back.
- The refund request should be raised via email or website.
- Refund policies will be applicable only for purchases equal to or more than 1 year with proper detail justifications by user.